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Current Rates

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Rates are effective as of . For more information, call your local office. Rates may change after the account is opened. Fees may reduce the earnings on the account.

Product	Minimum deposit to open account	Minimum balance to obtain APY	Annual Percentage Yield	Interest rate
Smart Rewards & Classic Rewards Checking - Level 1	$25	$50,000 and Over	0.02% - 0.02%	0.02%
		$20,000 - $49,999.99	0.01% - 0.02%	0.02%
		$0 - $19,999.99	0.01%	0.01%
Smart Rewards & Classic Rewards Checking - Level 2	$25	$50,000 and Over	0.07% - 0.09%	0.05%
		$20,000 - $49,999.99	0.09% - 0.15%	0.05%
		$0 - $19,999.99	0.15%	0.15%
Smart Rewards Checking - Level 3	$25	$50,000 and Over	0.27% - 0.53%	0.10%
		$20,000 - $49,999.99	0.53% - 1.25%	0.05%
		$0 - $19,999.99	1.25%	1.24%

Smart Rewards & Classic Rewards Checking - Level 1
Minimum deposit to open account	$25
Minimum balance to obtain interest	$50,000 and Over $20,000 - $49,999.99 $0 - $19,999.99
Annual Percentage Yield	0.02% 0.01% - 0.02% 0.01%
Interest rate	0.02% 0.02% 0.01%

Smart Rewards & Classic Rewards Checking - Level 2
Minimum deposit to open account	$25
Minimum balance to obtain interest	$50,000 and Over $20,000 - $49,999.99 $0 - $19,999.99
Annual Percentage Yield	0.15% 0.09% - 0.15% 0.07% - 0.09
Interest rate	0.15% 0.05% 0.05%

Smart Rewards Checking - Level 3
Minimum deposit to open account	$25
Minimum balance to obtain interest	$50,000 and Over $20,000 - $49,999.99 $0 - $19,999.99
Annual Percentage Yield	0.27% - 0.53% 0.53% - 1.25% 1.25%
Interest rate	0.10% 0.05% 1.24%