Online Banking Login

Apply Online:

Online Banking Login

Apply Online:

Business Borrowing

The people who run each of our locally operated Banking Centers embrace the entrepreneurial spirit. Think of our commercial lending staff as your trusted consultant and financial partner. We offer a wide range of lending solutions for your business, and work to make the loan process as quick and efficient as possible.

Commercial Real Estate Loans

Thinking about buying a new building? Or is it a good time to refinance the building you’re already in? A Commercial Real Estate Loan may be a smart option for you. Whether you occupy the building or not, our Commercial Lending Officers can help you structure terms that match your needs and budget.

Learn More

Small Business Loans

We understand the unique challenges you face as a Small Business Owner. And we’re proud to be the lending partner for so many small businesses in this area. In conjunction with the U.S. Small Business Administration (SBA), we offer a variety of financing options that may meet your specific needs and provide greater access to capital through the 7(a) and CDC/504 programs.

Learn More

Manufacturing Loans

If you’re a manufacturer, we can help you buy the equipment, machinery and materials you need to succeed. With several loan options to choose from, you'll have the capital to meet your company's needs. Our Commercial Loan Officers can even customize your loan terms to finance up to 100% of your equipment costs.

Learn More

Credit Cards

Give your business and staff flexibility and buying power with a State Bank VISA ScoreCard Credit Card. Whether you use it to buy office supplies or track business travel expenses, you enjoy the convenience of worldwide acceptance.

Learn More

Business Loans and Lines

To help your business grow, you need a solid partner that is there for you along the way. Whether it's a Construction Loan for an expansion or Bridge Loan financing for intermediate-term financing we can help. We also provide competitive Term Loan options for working capital as well as Lines of Credit to help with short-term cash management.

Learn More

If you’re ready to get started, download the Commercial Loan Application Checklist, fill out a Personal Financial Statement, and contact a Commercial Lending Officer .

To learn about additional government programs, visit these websites:
Ohio Secretary of State
Ohio Development Services Agency
U.S. Department of Agriculture Rural Development